What it takes to obtain Money broking (conventional / digital assets), securities licence in Labuan (Malaysia): the regulator, minimum capital, local substance, typical timeline and how hard it is to open a corporate bank account, based on regulator publications as of October 2026.

Lower capital and costs, but banks and counterparties may scrutinise offshore licensees closely. Real management and compliance are essential.

Key facts (October 2026)

Capital and fees are taken from regulators' rules and publications (October 2026), in local currency, and are confirmed case by case before applying.

What to consider

• From 2026 annual licence fees are US$5,000 (conventional) and US$10,000 (digital assets).
• The 3% tax applies to audited net trading profits only if the substance rules are met (e.g. 2 staff and RM100k spending); otherwise 24%.

FAQ

What is the minimum capital for a financial licence in Labuan (Malaysia)?

Money broking RM1m (RM1.5m with digital assets). Requirements can rise with the activities and size of the business.

How long does licensing take in Labuan (Malaysia)?

Official: 30 working days (15 fast track) from complete documents. Missing documents extend the timeline, so preparation matters.

Do I need staff or an office in Labuan (Malaysia)?

2 full-time staff and RM100k annual spending in Labuan (tax condition). Nominee-only structures are not accepted; real management and compliance are expected.

Can I open a corporate bank account in Labuan (Malaysia)?

Labuan or Malaysian banks, or banks abroad. We recommend preparing banking in parallel with the licence application.

Other options in Offshore centres