Lithuania EMI License 2026: Capital, Fees & Timeline
What it takes to obtain EMI, PI, MiCA CASP in Lithuania: the regulator, minimum capital, local substance, typical timeline and how hard it is to open a corporate bank account, based on regulator publications as of October 2026.
An EU licence can be passported to other member states by notification. In return, regulators expect real head-office functions, management and AML staff in the country.
Key facts (October 2026)
| Regulator | Bank of Lithuania |
|---|---|
| Main licences | EMI, PI, MiCA CASP |
| Minimum capital | EMI €350k / PI €20k–125k / CASP €50k–150k |
| Local substance | Head office, local manager, AML staff |
| Typical timeline | EMI/PI: decision within 3 months |
| Corporate banking | Licensed EMIs/PIs can join the central bank's CENTROlink for direct SEPA access (selective) |
Capital and fees are taken from regulators' rules and publications (October 2026), in local currency, and are confirmed case by case before applying.
What to consider
- EMI minimum capital €350k; PI €20k / €50k / €125k depending on services (EU directives).
- EMI application fee €1,463; decision within 3 months of a complete file (2 months for a restricted EMI).
- The central bank has criticised applicants without a resident manager: real premises and staff are expected.
- MiCA transition ended 31 Dec 2025; crypto businesses now need CASP authorisation.
Serving clients in Japan
A foreign licence does not let you deal with residents of Japan in FX, securities or crypto: as a rule, Japanese registration is required. See Japan rules.
FAQ
What is the minimum capital for a financial licence in Lithuania?
EMI €350k / PI €20k–125k / CASP €50k–150k. Requirements can rise with the activities and size of the business.
How long does licensing take in Lithuania?
EMI/PI: decision within 3 months. Missing documents extend the timeline, so preparation matters.
Do I need staff or an office in Lithuania?
Head office, local manager, AML staff. Nominee-only structures are not accepted; real management and compliance are expected.
Can I open a corporate bank account in Lithuania?
Licensed EMIs/PIs can join the central bank's CENTROlink for direct SEPA access (selective). We recommend preparing banking in parallel with the licence application.
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